Living in Europe, you quickly get used to short trips: one city today, another tomorrow, and then another layover and a change of plans. That's why I appreciate it when insurance terms are explained calmly and without any "magic" in the wording—so I understand in advance where the boundaries are and what to do in an unusual situation. While I was researching options for residents, I came across this page: https://www.globelink.eu/eu-residents.html and the presentation seemed very adequate: everything is logical, without the feeling that important information is hidden in the shadows.